Bojonegoro Homemaker Boosts Family Income Through BRILink Agency

BOJONEGORO, JurnalPost.com — Opportunities to earn additional income are increasingly accessible to homemakers, including through banking transaction services. In Gayam District, Bojonegoro Regency, East Java, a homemaker named Riska is leveraging the BRILink service to run a business while assisting with the financial transaction needs of her local community.

This venture allows Riska to manage her household responsibilities while earning income from the transaction services provided to her customers.

As a BRILink agent, she handles various community needs, ranging from money transfers and cash withdrawals to paying various bills.

For Riska, this service does more than just provide a business opportunity. Her activities also benefit local residents who need access to financial services without having to travel to a bank branch or ATM.

"Thank God, with BRILink, I can run my own business. Besides helping the needs of the surrounding community, there is also additional income from the transactions made by customers," said Riska.

From Managing the Household to Providing Banking Services

Riska explained that working as a BRILink agent allows her to remain productive amidst the busyness of managing her family's needs.

Operating the business from her home allows her to adjust her service hours to fit her daily routine.

Customers come with various needs. Some require money transfer services to family members, while others utilize cash withdrawal facilities or bill payments.

According to Riska, the demand for these services is quite diverse because financial transactions have become an integral part of daily life.

The presence of a BRILink agent in a residential area also provides an option for residents who need banking services closer to home.

For those living far from bank branches or ATMs, having an agent nearby helps reduce the need to travel for specific transactions.

Nevertheless, every transaction still follows the available service terms, including administrative fees if applicable.

BRILink as a Business Opportunity for Homemakers

Riska's experience shows that business opportunities do not always have to start with opening a large store or engaging in trade that requires a dedicated space.

Banking agency services are an alternative that can be considered by the public, including homemakers who want to increase their family's income.

BRILink is an agency service from BRI that allows the public to access various banking transactions through agents who partner with the bank.

Through this scheme, agents can earn income from transactions according to the applicable partnership terms.

However, the income of each agent is not always the same. Earnings depend on the number and type of transactions, operational costs, and the individual business conditions.

For Riska, the benefits are not just about additional income. She also gains the opportunity to engage in economic activities independently without having to abandon her household responsibilities.

This activity also connects her with community members who need help completing various transactions.

"It feels good to be able to help neighbors or residents who need to transfer or withdraw cash. So, this business is not just about finding extra income, but also providing convenience for others," she explained.

Easier Access to Financial Services for Residents

The presence of BRILink agents like the one run by Riska is a form of expanding financial service access at the community level.

Not all residents have the opportunity to visit a bank branch when they need to perform transactions. Distance, travel time, and daily busyness can be factors in choosing a service location.

Agents located in residential areas offer an alternative for the public to perform transactions without always having to head to a banking service center.

This service can also be utilized by residents who need assistance with transactions, provided they meet the applicable requirements and terms.

In practice, agents must maintain customer trust by ensuring transaction amounts are correct, providing information regarding service fees, and handing over transaction receipts to customers.

Security aspects are also important to note, especially in maintaining the confidentiality of PINs, OTP codes, and customer personal data.

With good service, the presence of banking agents can become part of the broader economic activity of the community.

Hoping for Business Growth and Economic Support for the Family

Riska hopes that the BRILink business she runs will continue to grow in line with the community's need for financial transaction services.

She also hopes that more residents, especially in rural areas, will become aware of the existence of BRILink agents as an option for banking transactions.

According to her, having service access close to home can help residents save time when they have specific financial needs.

On the other hand, she wants to maintain the business as a source of additional income that can help meet the family's economic needs.

This hope is the reason Riska continues to carry out agency activities alongside her responsibilities as a homemaker.

Riska's experience in Gayam District shows how agency-based financial services can be utilized as a business opportunity for the community.

For some women who want to develop economic activities from home, this type of business can be an alternative as long as it is supported by capital readiness, the ability to manage transactions, and an understanding of banking services.

Amidst the growing need for financial transactions, the presence of BRILink agents is not only related to banking service access but also opens opportunities for the community to earn income through business activities in their own neighborhoods.